A modern bank
in your pocket
The NovaPay mark pairs a confident "N" with a glowing spark — a fresh take on a financial brand. Deep indigo for trust and structure, electric green for growth and momentum.
Banking apps that felt frozen in 2010
Slow & dated
Traditional apps feel sluggish and clunky.
No real-time visibility
Where did the money go? Anyone's guess.
Buried card controls
Freeze a card? Six taps deep, if at all.
Multi-step payments
Transfers feel like filing a tax return.
Saving lives elsewhere
Goals and round-ups stuck in side apps.
A modern neobank, all in one app
Mobile-first account
Open in minutes, fast as a chat app.
Real-time insights
Every dollar categorised the moment it moves.
Instant card controls
Freeze, set limits, spin up a virtual card.
One-tap payments
Send, receive, and schedule bills instantly.
Goals + round-ups
Save automatically every time you spend.
Five more screens
that move money fast
From cards to transfers, history, savings, and bills — every flow built for speed and trust.
Cards
Virtual + physical, freeze in a tap.
Send Money
One-tap, instant, no fees.
Activity
Categorised, merchant-aware.
Savings
Goals + automatic round-ups.
Bills
Schedule, pay, auto-renew.
Everything in your
financial life — in one app
Digital Accounts
Full checking + routing, opened in minutes.
Virtual & Physical Cards
Spin up a virtual card in seconds.
Instant Transfers
Sub-second, no fees, anywhere domestic.
Bill Payments
Schedule, auto-pay, never miss a due date.
Spending Insights
Real-time categorisation, every transaction.
Savings & Round-Ups
Goals + spare change adds up fast.
Card Controls
Freeze, limits, online-only, ATM-only.
Real-Time Alerts
Push notifications for every transaction.
Bank-grade trust,
built in from day one
Fintech lives or dies on trust. NovaPay ships with the controls regulators, auditors, and customers expect.
DSS
PCI-DSS
Secure handling of all card and payment data.
Type II
SOC 2 Type II
Independently audited security controls.
FDIC Insured
Deposits protected via partner bank.
AML
KYC / AML
Identity verified, money-laundering blocked.
CCPA
GDPR & CCPA
Data privacy for U.S. and international users.
AES
256-bit Encryption
Bank-grade encryption in transit and at rest.
Auth
Biometric Login
Face ID and fingerprint authentication.
Protected at every layer
Card payments run on PCI-DSS compliant, fully encrypted infrastructure. Identity verification through trusted partners; biometric login on every device.
A neobank
growing in real time
Monthly active users
Transaction split
Transaction volume by quarter
A fintech stack
built to be trusted
Native mobile, encrypted backend, and the integrations real banking demands.
Outcomes a fintech
can stand behind
NovaPay launched audited, encrypted, and ready to scale — and customer growth followed.
Have a fintech app in mind?
DEVginix builds secure, compliant fintech and banking apps for startups and financial businesses across the United States. Tell us about your product — we'll show you what's possible.